Torrent's flagship product is TorrentFlood®, the industry's only 100% real-time, 100% web-based, and 100% paperless fully integrated flood solution. It is simply the industry's most robust, flexible and user-friendly platform on the market.
Write Your Own (WYO) insurance companies and agents can now participate in the National Flood Insurance Program (NFIP) with the easiest-to-use, most compliance-oriented administration capabilities in the industry. Backed by Torrent's unparalleled flood industry expertise, technical innovation and support, and client-scalable service and pricing structures, TorrentFlood® and Torrent have earned the trust and respect of dozens of industry clients and partners, including the NFIP.
Because TorrentFlood® is a true real-time transaction processing system, over 60% of Torrent policies can be issued instantly, requiring no manual underwriting review. For transactions that require underwriting review, agents can contact the Torrent service team and obtain the policy declarations immediately. Complex flood underwriting and policy issuance that used to takes days, now take minutes.
With TorrentFlood's® policy versioning and history the exact state or version of a policy can be instantly viewed, with the capability to navigate back through the policy history to see its state at any given date, prior version, or policy period. This includes all associated documents for the entire history of the policy. TorrentFlood® also allows agents, mortgage companies, and even insured to easily view and pay renewal bills, with an updated declarations page for the policy delivered in seconds.